Plan for Financial Success
Help build a secure future.
What is Financial Wellness?
How are you planning for your future? That can be an overwhelming question, especially since life is unpredictable. Financial wellness can help you prepare for the future, no matter what it brings.
Financial wellness is how you manage your finances and how that affects your life and well-being. It’s one thing to prepare a budget, but it’s another to consider the long-term impact of the choices you make now. A strong financial wellness strategy may lead to more financial security, and hopefully less anxiety and stress for you.
What Factors Affect Financial Wellness?
To begin evaluating your financial goals and strategy, you need to consider where you’re at now. This includes:
Income
Are you planning to make a career change, like a second job, a promotion, or retiring?
Expenses
Are you renting but eventually want to own a home? Do you have recurring health care costs?
Debt Levels
Do you have student loans? Are you planning on getting a mortgage or auto loan?
Savings and Investments
Do you save money from every paycheck or only occasionally? Do you invest?
Insurance Coverage
Do you have insurance to help protect yourself, your family, and your belongings?
Supplemental Benefits
In addition, supplemental insurance benefits can play a key role in establishing your financial wellness plan, no matter where you are in your life or career path.
Disability insurance, life insurance, retirement plans, and reimbursement accounts may all help you build a strong financial future. Throughout this site, we’ll help you understand how to utilize these benefits to create a strategy that works for you. It’s never too early or too late to make meaningful changes and plan for a secure future.
Discover how supplemental benefits can be part of your overall financial wellbeing:
Where are you in your journey?
No matter if you’re at the beginning of your career or nearing retirement, we’re here to help you understand the impact of your benefits.
We’ll share examples of people during certain career milestones and how they’re planning for their future. Find your persona based on where you’re at in your career.
Early in Career
New-to-Coverage Natalie
Natalie represents someone at the beginning of their journey. You could be new to the workforce or embarking on a new career path. You may be worried about taking on too much while trying to find your footing. The good news is even with baby steps, you have the chance to lay the groundwork for a strong future.
Settled in Career
Long-Term Logan
If you’re well-established in your career with further growth on your mind, you might relate with Logan. Maybe you’re thinking about retirement, or maybe that seems like it’s an eternity away. Either way, you’ve found your stride and may be worried about changing anything up. However, it could be the perfect time to check in and see if there’s room for improvement.
Approaching Retirement
Retirement-Ready Ralph
Retirement has different meanings for everyone. Some excitedly anticipate it and count down the days, where others worry they’re not as prepared as they’d hoped. If you’re the latter, maybe it feels like it’s too late to make any meaningful changes. If you’re the former, maybe you think there’s no possible room for improvement. Either way, Ralph can demonstrate otherwise.