Critical Illness Insurance
Help Protect Your Finances
Surviving a critical illness may come at a high price.
Although many major medical plans provide coverage for costs that arise from a critical illness—such as a heart attack or stroke—there are still various out-of-pocket expenses that could add up quickly.
With Limited Benefit Critical Illness Insurance, you can help prepare for expenses that may not be covered by traditional major medical insurance. You may also have the option to add an infectious disease rider to this policy in select states.
Here's how it works:
Features
Various Coverage
Options
Choose the coverage amount that best suits your needs—$10,000, $20,000, or $30,000.
Screening
Benefit
Receive a benefit for covered annual health screenings, including stress tests, echo cardiograms, and more.
A Policy
You Own
If you leave your current employer, you can take your critical illness policy with you wherever you go.
Recurrent
Diagnosis
Upon a second occurrence of certain illnesses, the benefit pays 50% of the amount previously paid to you.
Oldair's Story: Extra Sense of Security
When Oldair purchased Limited Benefit Critical Illness Insurance, it was at the recommendation of a friend. Although Oldair—an Administrative Assistant for his school district—didn’t expect to need the policy, he appreciated the sense of security it provided. But several years after purchasing the policy, Oldair’s life took an unexpected turn.
Connect with your American Fidelity account manager to learn more about critical illness insurance!